A parcel can clear every zoning and access check and still carry a risk that doesn't show up in any of those reviews: wildfire. Like flood zones, wildfire risk is a hazard designation tied to the land itself, and it can affect what you're able to build, how much it costs to insure, and how easy the property is to finance or resell. Here's what wildfire risk zones actually are, why they catch buyers off guard, and how to check a parcel's risk before you buy. What Is a Wildfire